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There are:
Account Keeping Fees
Minimum Monthly Balances
Fees On Deposits
Direct Debits and Direct Credits Fees
Fees for Over the Counter Cash Withdrawals
Periodical Payments (EFT) Fees
Fees for Transfers to other Bank Accounts (EFT)
Cheques
| Over the Counter (Corporate) Cheques |
$ 2.00 each |
| Bank Cheques |
$ 8.00 each+ |
| Special Clearance on Cheques |
$20.00 each+ |
| Member Cheque (copy search) |
$49.50 each+ |
| Stop Cheque Fee |
$15.00+ |
Dishonours
Dishonour of:
Member Cheques |
$5.50 |
| Direct Debits |
$5.50 |
Redicards
| Replacement Card Fee |
$5.00 |
| Emergency Card Replacement |
$21.00 |
| Statements and Vouchers |
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| Repeat Statement from Microfilm (per page) |
$5.00 |
| Document retrieval |
$5.00 |
Other
| Audits |
$20.00 |
| Dormant Account Fees |
$10.00 |
| Periodical Payments (Cheque) |
$2.00 |
International Services
| Bank Drafts |
$12.50+ |
| Telegraphic transfers |
$30.00+ |
| Travellers Cheques |
$10.00 |
| Foreign Currency – Cash |
1% |
| Travel Money Card Load |
1% |
| Visa travel Money Card Purchase |
$5.00 |
| International Cheques deposited |
$10.00+ |
| International Cheques Sent for Collection |
Bank Fee Only |
+Bank Fee applies
Fees & Charges are subject to change
Transaction fees
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rediATM or
NAB ATM |
Four (4) |
$1.50 per transaction |
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| EFTPOS |
Six (6) |
$0.50 per transaction |
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| Member Cheque |
— |
$0.50 per transaction |
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Student Account Transaction fees
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rediATM or
NAB ATM |
Eight (8) |
$1.50 per transaction |
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| EFTPOS |
Twelve (12) |
$0.50 per transaction |
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| Member Cheque |
— |
$0.50 per transaction |
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ATM transactions at ‘foreign owned’ ATM’s will be directly charged to the member by the owner of that ATM.
HOW TO AVOID PAYING ADDITIONAL TRANSACTION FEES
1. Plan your cash withdrawals – withdraw larger amounts less frequently.
2. Use EFTPOS to pay for goods and withdraw cash in one transaction.
3. Pay your regular payments by Direct Debit instead of by Cheque or by EFTPOS.
4. Use internet banking to pay bills via BPAY or transfer funds directly to another account.
Transaction Limits
Redicard - $1,000 per day per card
Internet Banking - $5,000 daily external transfer limit
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