Personal/Car Loans

We are confident that our unsecured Personal Loan and secured Car Loan products are right up to the needs of our members. We can lend from $1,000 to $30,000 unsecured and up to $50,000 for Car Finance.

Car Buying Made Simple

Melbourne University Credit Union can help you through the whole car buying process quickly and with minimum fuss in three simple steps.

Step 1. Finance

• Have the confidence of knowing your finance is in place before you commit to buy.
• Pre-approve your loan and search with confidence

Step 2. Find

• Car Search Brokers Australia Pty Ltd will find your dream car absolutely free of obligation or charge.
• Any make any model, new and used from $10,000
• Save time, money and buy with confidence

Step 3. Insure

• With CGU insurance - competitive rates and reliable claims service
• Monthly payments available at no extra cost

So whether your needs are for a new car, boat, caravan, holiday, renovations or debt consolidation, we can help you get a head start with our simple lending solutions.

Some great benefits of personal lending with Melbourne University Credit Union:

• Personalised service
• No ongoing fees
• No extra repayment fee
• Variable rate
• Flexible repayment options
• Free internet banking
• Free death cover insurance (to approved borrowers)
• Optional cover to protect you in the event of sickness accident, or unemployment

View Interest rates here
View Comparison rate schedule here
Download an application form here