| Amount of Deposit |
Interest
Rate P.A |
$1 to < $3,000
$3,000 < $10,000
$10,000 to < $20,000
$20,000 to < $50,000
$50,000 plus |
0.10%
0.15%
0.20%
0.25%
0.85% |
Interest is calculated daily, paid annually on
30th June
| Amount of Deposit |
Interest
Rate P.A |
$1 to < $3,000
$3,000 < $10,000
$10,000 to < $20,000
$20,000 to < $50,000
$50,000 plus |
0.10%
0.15%
0.20%
0.25%
0.85% |
Interest is calculated daily, paid annually on
30th June
| Amount of Deposit |
Interest
Rate P.A |
$1 to < $1,000
$1,000 to < $10,000
$10,000 to < $25,000
$25,000 plus |
0.75%
1.00%
2.00%
2.60% |
Interest is calculated daily, paid quarterly
| Amount of Deposit |
Interest
Rate P.A |
| $1 plus |
0.75% |
Interest is calculated daily, paid annually
30th November
Balance of account plus interest is transferred automatically to
S1 account on the first working day of December.
| Amount of Deposit |
1
to < 4 months |
4
to < 7 Months |
7
to 12 months |
Min $1,000
Min $10,000
Min $25,000 |
4.25%
5.00%
5.75% |
4.75%
5.50%
6.25% |
5.50%
6.00%
6.50% |
Interest is calculated daily, paid on maturity
| Account Type |
Interest
Rate P.A |
Comparison
Rate P.A* |
New Home/Equity
Loans to $250,000 |
8.90% |
8.95% |
Borrow up to $250,000 for the purchase of a house for owner-occupied,
investment, home renovations, debt consolidation, new motor vehicle,
holiday etc. MUCU will lend up to 80% of valuation with 1st Mortgage
security.
*The comparison rate is calculated on
a loan amount of $150,000
over 25 years, based on fortnightly repayments. These rates are
for secured loans only.
The standard fees & charges payable are approximately $869.90
(valuation and solicitors fees). Other fees and charges may apply.
The details of the fees & charges are available in the Credit
Union’s fees & charges brochure available on request.
| Account Type |
Interest
Rate P.A |
Comparison
Rate P.A* |
Mortgage Loans
To $750,000 |
8.90% |
8.93* |
Borrow up to $750,000 for the purchase of a house for owner occupied
or investment, home renovations, debt consolidation, new motor vehicle,
holiday etc. MUCU will lend up to 95% of valuation with 1st Mortgage
security.
*The comparison rate is calculated on
a loan amount of $300,000 over 30 years based on monthly repayments.
These rates are for secured loans only.
Warning: This comparison rate applies only to the
example/examples given. Different amounts and terms will result
in different comparison rates. Costs such as redraw fees or early
repayment fees, and cost savings such as fee waivers are not included
in the comparison rate but may influence the cost of the loan.
| Account Type |
Interest
Rate P.A |
Comparison
Rate P.A* |
Motor Vehicle Secured
Special Rate for vehicle less than 2 years old |
|
|
Borrow up to $50,000 using your vehicle as security offering 10%
deposit, fully comprehensive insurance required.
*the comparison rate is calculated on a loan
amount of $10,000 over 3 years based on fortnightly repayments.
These rates are for both secured and unsecured loans.
| Account Type |
Interest
Rate P.A |
Comparison
Rate P.A* |
Personal Loans
|
|
|
Borrow for any purpose between $500 to $30,000
*the comparison rate is calculated on a loan
amount of $10,000 over 3 years based on fortnightly repayments.
These rates are for unsecured loans.
| Account Type |
Interest
Rate P.A |
Comparison
Rate P.A* |
Student Loans |
|
|
Full time students may borrow up to $5,000 for any worthwhile purpose
with a guarantor as security.
*the comparison rate is calculated on a loan
amount of $10,000 over 3 years based on fortnightly repayments.
These rates are for both secured and unsecured loans.
| Account Type |
Interest
Rate P.A |
Overdraft/Line of Credit
|
|
Overdraft facilities available up to $20,000 linked to your Access
Savings account
| Account Type |
Interest
Rate P.A |
Comparison
Rate P.A* |
Carbon Offset Car Loan
Enviro-saver Loan |
|
|
Loans to help you help the environment.
*the comparison rate is calculated on a loan
amount of $10,000 over 3 years based on fortnightly repayments.
These rates are for both secured and unsecured loans.
|
