|
Current from 13 December 2011
| Amount of Deposit |
Current Interest Rate |
Balance to $2,000
Balance to $10,000
Balance to $20,000
Balance to $50,000
Balance over $50,000 |
0.00%
0.00%
0.20%
0.50%
0.50% |
Interest is calculated daily, paid annually on
30th June
| Amount of Deposit |
Current Interest Rate |
Balance to $10,000
Balance to $20,000
Balance to $50,000
Balance over $50,000 |
0.00%
0.20%
0.50%
0.50% |
Interest is calculated on the DAILY balance and credited quarterly, end of March, June, September and December.
| Amount of Deposit |
Current Interest Rate |
Balance to $10,000
Balance to $20,000
Balance to $50,000
Balance over $50,000 |
0.00%
0.20%
0.50%
0.50% |
Interest is calculated on the DAILY balance and credited quarterly, end of March, June, September and December.
| Amount of Deposit |
Interest
Rate P.A |
| $1 plus |
1.00% |
Interest is calculated daily, paid annually
30th November
Balance of account plus interest is transferred automatically to
S1 account on the first working day of December.
| Amount of Deposit |
1
to < 4 months |
4
to < 7 Months |
7
to 12 months |
Min $1,000
Min $10,000
Min $25,000 |
2.95%
3.45%
3.95% |
3.20%
3.70%
4.20% |
3.40%
3.90%
4.40% |
Interest is calculated daily, paid on maturity
| Account Type |
Interest
Rate P.A |
Comparison
Rate P.A* |
| Home Loan |
6.50% |
6.53% |
Borrow for the purchase of a house for owner-occupied, investment, home renovations, debt consolidation, new motor vehicle, holiday etc. MUCU will lend up to 80% of valuation with 1st Mortgage security.
*The comparison rate is calculated on a loan amount of $150,000 over 25 years, based on fortnightly repayments. These rates are for secured loans only.
The standard fees & charges payable are approximately $869.90 (valuation and solicitors fees). Other fees and charges may apply. The details of the fees & charges are available in the Credit Union’s fees & charges brochure available on request.
WARNING The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
| Account Type |
Term |
Interest
Rate P.A |
Comparison
Rate P.A* |
Motor Vehicle Special Rate
(Vehicles up to 3 years old) |
|
|
|
| Motor Vehicle Secured Special Rate (Vehicles over 3 years old) |
|
|
|
Borrow up to $50,000 using your vehicle as security offering 10% deposit, fully comprehensive insurance required.
Terms, conditions, fees and charges apply. The interest rates quoted are current at the time of publication.
*The Comparison Rate for Car Loans is calculated on a $30,000 loan over a term of five years based on fortnightly repayments. This rate is applicable to secured loans.
WARNING The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
| Account Type |
Interest
Rate P.A |
Comparison
Rate P.A* |
Personal Loans
|
|
|
Borrow for any purpose between $500 to $30,000
Terms, conditions, fees and charges apply. The interest rates quoted are current at the time of publication.
*The comparison rate is calculated on a loan amount of $10,000 over 3 years based on fortnightly repayments. These rates are for unsecured loans.
WARNING The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
| Account Type |
Interest
Rate P.A |
Overdraft/Line of Credit
|
|
Overdraft facilities available up to $20,000 linked to your Access
Savings account
|
